Plan a conversation
Get a coverage answer for the actual visit
Ask the insurer about each proposed service. Keep its answer with the quote you are comparing.
FDA—the Food and Drug Administration—handles US reviews of medicines.
- Ask about the assessment
“Does my insurance cover this doctor and this kind of visit? What would I owe?”
- Ask about the proposed product
“Will my insurance pay for the exact medicine my doctor proposes, for the health problem we want to treat? Please send the decision in writing.”
Will insurance pay?
Take the proposed services to your insurer and ask for an answer in writing before counting on reimbursement.
Include the doctor’s details, the visit type, and any billing information the service can supply. Ask the insurer what else it needs to review the request.
Useful questions for that call
- Is this an answer about the visit, the tests or the medicine?
- Does anything need the insurer’s permission before the visit?
- Where can I get the answer and its conditions in writing?
- If the insurer refuses to pay, how can I ask it to reconsider?
FDA approval is a separate question from insurance payment
As of 28 September 2026, the FDA had approved BPC-157 for no condition.
If the service says insurance may pay, ask the insurer directly. Keep its written reply beside the list of proposed charges.